Welcome to Palmetto Point-where affordability, convenience, and the Florida lifestyle come together! This adorable 3-bedroom, 2-bath home may be compact in size, but it is absolutely big on features, charm, and value. One of the standout benefits of this property is that it is NOT located in a flood zone and does NOT require flood insurance, offering significant long-term savings and peace of mind. Even better, the home is equipped with hurricane impact windows, and a brand-new roof will be installed prior to closing, giving buyers confidence that the major expenses have already been taken care of. Inside, you'll find a thoughtfully designed floor plan featuring an indoor laundry room, a spacious primary suite with a walk-in closet and private bath, and a bright, welcoming living space that's truly move-in ready. There's nothing left to do except unpack and start enjoying your new home. Step outside and you'll discover why this property stands out from the crowd. The oversized screened lanai provides the perfect space for entertaining, relaxing, or enjoying your morning coffee, while the additional outdoor patio area is ideal for soaking up the Florida sunshine. A storage shed offers extra space for tools and toys, and the one-car garage adds convenience and functionality. Boaters will love the dedicated side yard boat parking area. The current owner parks a large boat on the property with ease, making this a rare find at this price point. And as a resident of Palmetto Point, you'll have the opportunity to purchase access to the community boat ramp for a small annual fee, allowing you to launch your boat right within the neighborhood and skip the crowded public ramps. Best of all, there are NO HOA fees, NO deed restrictions, and NO hidden monthly costs, giving you the freedom to enjoy your property your way. Located just minutes from St. Petersburg, Sarasota, downtown Bradenton, waterfront dining, shopping, and some of Florida's most beautiful Gulf beaches, this home offers an unbeatable combination of location and value. Whether you're a first-time homebuyer looking for an affordable place to call home, a retiree seeking a low-maintenance Florida lifestyle, or someone who simply wants room for a boat without all the rules and fees, this “small but mighty” Palmetto Point gem checks all the boxes. Affordable. Updated. Boat-friendly. Move-in ready. This is Florida living without the extra costs.